Is my client data secure?

Yes. All data is encrypted in transit and at rest, hosted entirely in Canada, and never shared with third parties. We don't sell or use your data for anything other than running your scans. You can export or delete your data anytime.

How do I import my client data?

If you use Finmo, you can connect directly through the Finmo API with no export needed. For Filogix Expert, use the built-in Extract to CRM tool to download your client list as a CSV, then upload it. For Velocity, we have a step-by-step walkthrough to help you export. You can also upload any other spreadsheet or CSV and our team will map it for you within one business day.

Do my clients know I'm using BrokerPlus?

No. All outreach goes out from you, in your name, with your branding. BrokerPlus is invisible to your clients.

Will this annoy my clients?

Templates are fully customizable and designed to sound like you, not a marketing blast. Timing is based on when an opportunity actually makes sense for the client, and you can review or send manually anytime.

How accurate are the IRD penalty calculations?

We model each major Canadian lender's actual penalty method individually, not a one-size-fits-all estimate. It's not perfect to the penny since lenders don't publish exact internal calculations, but it's close enough to have a confident client conversation.

What if my book is small. Is this still worth it?

Even books with 50 funded deals typically surface 6 to 10 actionable opportunities. At an average commission of $3K to $5K per deal, one closed refinance covers months of the subscription.

How is this different from just running a spreadsheet?

A spreadsheet can sort by maturity date. It can't calculate IRD penalties using each lender's actual method, flag HELOC and reverse mortgage candidates, or auto-message clients with follow-ups. BrokerPlus does all of that without you building or maintaining anything.

What if I already know my renewals?

Most brokers track renewals. Fewer catch the refinance, equity, and HELOC opportunities sitting between renewal dates. That's usually where the biggest revenue gap is.

How does brokerage pricing work?

Brokerage pricing is seat-based with tiers for brokerages under 20 agents, 21 to 50 agents, and over 50 agents. No one-time setup fee. Book a demo and we'll share exact pricing for your team size.

Can I cancel anytime?

Yes. No contracts, no cancellation fees. Cancel from your dashboard in one click. Brokerage (enterprise) plans operate on a signed agreement with cancellation terms spelled out in the contract.

How long does it take to get started?

Most brokers are up and running within five minutes. Import your file, run your first scan, and start reviewing opportunities right away. First client responses typically come within 48 hours.

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Release Notes

We ship fast. Here's everything we've built, fixed, and improved - updated daily.

184

Updates

Releases

Days

v1.6.38June 6, 2026Latest

AddedRemind clients automatically when they still have documents to upload, on a schedule you set - each reminder lists everything that's outstanding.

AddedGet notified in-app and by email when a client submits documents to review, or when one may need a hand with their uploads - both optional, switched on in Settings.

AddedClients get an automatic email confirming you've received their information and documents the moment they submit their portal.

v1.6.37June 6, 2026

AddedTailor which sections show in any client's equity report right in the preview, and set a default that applies across all your reports.

ImprovedPreview and export refinance and penalty PDFs that match what's on a client's profile, now with a cumulative savings break-even chart.

ImprovedDownloaded borrower documents now include the tax year and statement period in their file names, so they sort cleanly.

v1.6.36June 6, 2026

AddedSwitch the whole dashboard to a dark carbon theme from Settings - it sticks across every screen.

AddedBuild your own renewal reminder sequence - choose how many touches go out and when, leading up to each client's renewal.

ImprovedClients can update their address, home value, and mortgage balance right in their equity report, and the new numbers reach you instantly.

v1.6.35June 5, 2026

AddedSet any client to receive their report automatically every month or quarter, on a schedule you choose.

v1.6.34June 4, 2026

AddedFilter your deal board by loan amount, closing date, and document status, or search by address.

AddedPulse watches rates and home equity for every client and flags the moment one crosses your threshold.

v1.6.33June 2, 2026

ImprovedImporting your book now matches rows to existing contacts by email instead of creating duplicates.

v1.6.32June 1, 2026

AddedAdd your brand's accent color so borrower portals match your look.

ImprovedTrack e-signatures right on the document review board, with their own signed column.

v1.6.31May 31, 2026

AddedReview borrower documents on a drag-and-drop board - pending, in review, and verified - and move any deal wherever you want it.

v1.6.30May 30, 2026

AddedSend one portal to a primary borrower plus any number of co-applicants - each gets their own link, uploads and signs their own copy, and feeds the combined analysis.

ImprovedAdd-on packs are now fully editable in the same editor as portal templates, with the same per-applicant controls.

v1.6.29May 29, 2026

AddedChoose exactly what a portal collects with three independent switches - Info, Documents, and Signing - including signing-only sends for e-signatures.

ImprovedEdit the "what is this?" help on any portal question with your own rich text and images, so borrowers know exactly what to send.

v1.6.28May 27, 2026

ImprovedUpload any client list, even one we don't recognize - we read the columns, tell you what it can do (leads, renewals, refinance), and flag anything to re-export before importing.

v1.6.27May 26, 2026

AddedAdd an email signature in Settings and it's appended to every email you send to clients.

AddedNew users get a guided setup checklist that tracks your progress as you work through it.

v1.6.26May 25, 2026

AddedPreview penalty and refinance PDFs before downloading - new eye icon next to Export PDF on the calculator.

ImprovedDocument type picker moved out of advanced settings in the template editor, with auto-detect on by default - new uploads classify themselves.

v1.6.25May 24, 2026

AddedSchedule a message to a client for later - pick the date and time in your timezone, with a new Scheduled tab on Contacted to manage what's queued.

ImprovedA fresh coat of paint across the dashboard - cleaner cards, sharper tabs, more consistent spacing across every surface.

v1.6.24May 23, 2026

AddedDelete portal templates you no longer use, with a confirm step on the way out.

ImprovedBest Option's Financed vs Out of pocket toggle now shows precise numbers for each path.

AddedReset Password from Settings - get an email with a link to set a new one.

v1.6.23May 22, 2026

AddedEvery client profile now shows the Break Rate they need to start saving. New Saves at rate filter on Refinance returns your book by who wins at any rate you type.

v1.6.22May 21, 2026

ImprovedSending a portal is cleaner - search an existing client or add a new one inline, with add-on packs in their own pop-up.

v1.6.21May 20, 2026

AddedVariable rates on the Rates page, entered as a prime offset (P-0.85, P+0.10, etc) and surfaced as offers on every client profile.

v1.6.20May 19, 2026

ImprovedThe penalty calculator's wait/refinance flag now spots both upcoming penalty peaks and floors, and respects a 2-month refi lead time.

ImprovedPenalty PDF rewritten in plain language for borrowers, with a cleaner timeline axis on the strategic-exit chart.

v1.6.19May 17, 2026

ImprovedRefinance and Renewals now keep contacted and replied clients in your list, with a new Refinance filter: New Opportunities, All Clients, Lead, or Closed.

ImprovedA client's profile now shows whether they replied and when, with a quick way to message them again.

AddedOn the Contacted page, mark a client Interested or Not Interested straight from the list, and open their full profile in one click.

v1.6.18May 16, 2026

ImprovedThe renewal message composer flags when you last contacted a client so you don't accidentally double up, with more room to review the draft.

AddedPreview and download a borrower-friendly refinance report from a client's Rate Analysis or the penalty calculator.

AddedTurn on automated 7 and 21-day follow-ups for an individual client when you manually send a refinance email - no need to enable account-wide auto-outreach.

ImprovedRenewals now surfaces every client within 12 months of maturity (up from 7), split into Renewal (0-6 months) and Pre-Renewal (7-12 months) so you can work each window separately.

ImprovedRenewal auto-outreach now reaches out at 12, 7, 3, and 1 months before maturity and stops the moment a client responds.

AddedNew switch cashback field in the penalty calculator - a new-lender cashback offer offsets the cost of breaking in your net savings.

ImprovedSearch and filter the custom renewal notification list by name, email, lender, city, postal code, or mortgage balance.

ImprovedRefinance and Renewals balance filters now scale to your largest client's balance and display amounts in $M / $K.

v1.6.15May 15, 2026

AddedBrokerage admins can centrally manage the market rates every one of their agents see.

AddedNew Strategic Exit chart inside the penalty (i) modal shows the prepayment penalty over the remaining term, with a flag in Rate Analysis that recommends whether to wait or refinance now.

v1.6.14May 13, 2026

AddedOverride the inferred original discount on big-bank candidates with the exact value from the renewal letter - penalty math updates live as you type.

FixedChanging a savings threshold in Settings now re-tiers your portfolio immediately, so the orange/green filters match what you see on the row.

v1.6.13May 11, 2026

AddedAdd Client now captures Term, Amortization, and Home Value upfront, so penalty math, savings, and equity reports light up the moment the client lands in your portfolio.

ImprovedManual property value overrides drift with the market every month, so the number you set stays current as the market moves.

v1.6.12May 10, 2026

AddedAdd leads to your database manually - send them equity reports and surface refinance opportunities, no CSV needed.

AddedFilter the portfolio between Leads and Closed clients so your refi queue and prospecting list stay separate.

ImprovedEdit a client's lender, rate, term, and other rate analysis fields inline from the row.

ImprovedFullscreen toggle on the candidate detail modal for more room when reviewing a client.

v1.6.11May 9, 2026

AddedAutomatic detection of clients who own additional properties via Houski, with HELOC eligibility on each.

v1.6.10May 7, 2026

AddedUp to three template variants per outreach email so you can A/B test what gets replies.

v1.6.9May 6, 2026

ImprovedSmarter document portal verification - a single verifier handles every doc with full conversation context, and you can override a rejection if you think it's safe to approve.

FixedEquity view now shows the after-penalty LTV correctly and no longer caps the displayed LTV at 100%, so over-leveraged clients are easy to spot.

v1.6.8May 5, 2026

AddedNew 'Best Option (Different Lender)' card when a client's current lender is also their top refi option, so you always have a switch comparison.

AddedDownload the AML borrower risk-rating checklist as a PDF for your compliance file. Captures whatever's currently checked, with the full score breakdown and risk level.

AddedAdd an email to a realtor's profile and they'll automatically be BCC'd on every equity report sent to clients tagged to them - one-off or monthly. The client doesn't see the realtor address; the realtor stays in the loop.

ImprovedPenalty calculator export now lets you choose between a full report (penalty + refinance options + lender comparison) and a penalty-only PDF for clients who just want the penalty math.

ImprovedEngagement tier (high/medium/low) now factors in equity report interactions, not just email replies.

v1.6.7May 4, 2026

AddedMove-up indicator on refi and renewal dashboards: green chevrons beside client names highlight clients with enough equity to buy a larger home, plus new equity sort options.

AddedEquity reports now include a 12-month line chart showing how the client's home value has trended over the past year.

AddedArchive lenders you can't work with: archived lenders disappear from client recommendations and the penalty calculator, and slide into a separate section at the bottom of your rates page. Per-broker setting.

AddedSwitch a client between Fixed and Variable right from their profile. Penalty math, savings, and lender recommendations recompute automatically with the new product type.

AddedRefi opportunities above 80% LTV after penalty are now flagged with an amber warning icon next to the client's name, with a hint to consider HELOC or Reverse Mortgage instead.

ImprovedProperty valuations are now fetched automatically for clients with valid addresses, so equity numbers, move-up tiers, and LTV checks light up across more of your book.

v1.6.6May 2, 2026

AddedMaster view for brokerages: principal brokers can now switch on a team-wide view to see every refinance opportunity and renewal across the whole brokerage in one place.

AddedPer-lender rate offsets: tune any lender's rates by ±5% so your savings math reflects the deals you actually get.

v1.6.5April 30, 2026

AddedRate Analysis tab on every client profile shows a clear stay-or-break verdict with Net Savings, payment savings, and balance impact at the new rate.

AddedAdd switch fees and cashback offers per client right from the Rate Analysis tab. Both flow into Net Savings live so the verdict reflects real-world numbers.

AddedNew borrower portal: cleaner upload flow for clients, plus a session board so you can track every portal in one place.

AddedSource-of-funds add-on packs: attach the right document bundle (gift, refi, bridge, holdco, separation, rental, pension, bankruptcy) to any client portal in one click.

v1.6.4April 29, 2026

AddedCustomize rates for existing lenders and set up new lenders in Settings → Rates

AddedEquity reports now show clients their mortgage paydown progress with a year-by-year chart

v1.6.2April 28, 2026

AddedReports page redesigned with a monthly engagement timeline showing how clients open, view and click on their equity reports

AddedToggle monthly equity reports on or off for any client right from their profile

AddedOptional 2FA for user accounts

ImprovedMortgage balances now update each month based on expected payments, so client data stays current between imports

ImprovedRenewals page now shows total balance renewing in each bucket so you can see how much book is at stake

v1.6.1April 26, 2026

ImprovedConfirm Password on signup, with a checkmark the moment both entries match

ImprovedFilter and select clients in bulk when enrolling them in monthly equity reports

FixedEquity reports now show LTVs above 100% to include underwater mortgages

v1.5.7April 25, 2026

AddedSet any client to auto-receive a fresh equity report every month - shows up in their inbox without any work from you

AddedEmail PEP declarations to clients - get a signed PDF back automatically

AddedHigh risk PEPs (foreign PEPs + domestic PEPs from sanctioned countries) now auto-open an EDD case the moment they're flagged

v1.5.6April 21, 2026

ImprovedLink directly to your living policy docs instead of uploading PDFs

AddedSortable columns and search on the agent scorecard

ImprovedRisk rating checklist now saves with each screening for solo agents

v1.5.5April 20, 2026

AddedCustom renewal notifications: set a custom months-before-maturity threshold and get a bell alert when clients hit it

AddedRedesigned compliance module: EDD case workflow with activity timeline, team-based alert routing, written policy uploads, and retroactive screening picker

AddedTrack secured debts (second mortgages, HELOCs, private lenders) on each client - they factor into equity and consolidation scenarios

AddedTrack additional properties a client owns - factors into combined portfolio equity summary

ImprovedConsolidation scenarios now include property-backed and blanket options

ImprovedEquity and consolidation reports now itemize secured debts and additional properties, so clients see the full picture

v1.5.4April 16, 2026

AddedUpload your brokerage logo - shown on client reports and penalty calculator exports

AddedDelete past uploads and their imported clients in one click

AddedEngagement signal on every refinance and renewal candidate based on their email replies

v1.5.3April 15, 2026

AddedExport your IRD penalty calculations as a PDF

AddedPast uploads dropdown on the import screen - see CSVs you've already brought in

ImprovedMonthly payment calculations now use the exact amortization from your imports

v1.5.2April 14, 2026

AddedFilter AML screening results by match confidence to focus on the strongest hits

v1.5.1April 13, 2026

ImprovedEditing a client's rate now instantly recalculates their savings, penalty, and opportunity tier

ImprovedClear individual or all notifications at once - notifications now mark as read automatically when opened

ImprovedImport progress now shows how many new records are being added, not the total CSV row count

v1.5.0April 9, 2026

AddedImport preview - see a summary of your data before importing, including product mix, top lenders, and insights

AddedExcel file support - import directly from .xlsx files, not just CSV

ImprovedCobrand client equity reports with a realtor

ImprovedVariable rates now display as Prime +/- %

v1.4.1April 8, 2026

AddedEdit rates directly on refinance and HELOC scenarios

ImprovedPassword show/hide toggle on login and registration pages

v1.4.0April 7, 2026

AddedDebt consolidation analysis - see refinance, HELOC, and reverse mortgage scenarios for your clients

AddedDebt consolidation reports - send clients a personalized breakdown via email or text

AddedBrokerage admin dashboard - manage your team, billing, compliance, and onboarding in one place

AddedInsured rates comparison - see how insured rates stack up beside other options

ImprovedOutreach templates are now smarter - variables adjust automatically so messages always read naturally

v1.3.4April 3, 2026

AddedDelete candidate profiles - remove clients you no longer need from your pipeline

ImprovedMore accurate market rates - upgraded rate source and added big 5 bank rates

ImprovedClick a notification to mark it as read, plus a new checkmark button to dismiss

ImprovedFaster client imports - processing speed improved by 25%

ImprovedOutreach queue clears properly when auto-outreach is turned off

FixedPassword requirements now shown on registration and reset pages

v1.3.3April 1, 2026

ImprovedImport larger CSV files - increased upload limit so big client lists come through without issues

v1.3.2March 30, 2026

AddedGet notified by email when a lead responds with interest

ImprovedMore reliable outreach queue - emails send consistently without gaps

v1.3.1March 29, 2026

AddedSend equity reports to clients via SMS with RingCentral integration

ImprovedEquity reports are now fully editable before sending

v1.3.0March 28, 2026

AddedAML screening - run background checks on clients with 10 free screenings included

ImprovedReorganized sidebar for easier navigation

FixedEmail sync no longer polls when the connection is disconnected

v1.2.1March 27, 2026

AddedInteractive equity reports with in-app notification bell

AddedSearch renewals and opportunities by city or postal code

ImprovedEmail previews now render inline on the reports page

v1.2.0March 25, 2026

AddedEquity report emails - send clients personalized equity breakdowns with charts

ImprovedSmoother onboarding flow with clearer steps and reassurance messaging

FixedSmoother email preview loading experience

v1.1.5March 24, 2026

AddedFilogix consolidated import support - upload directly from your CRM export

v1.1.4March 20, 2026

AddedCustom rate calculator - compare any rate against the best available options

AddedMortgage balance filter - narrow opportunities by outstanding balance

v1.1.3March 19, 2026

AddedPenalty funding analysis - see HELOC and reverse mortgage options to cover break costs

AddedReverse mortgage calculator with eligibility checks by property type and location

AddedTemplate approval workflow - review and approve outreach emails before they send

ImprovedShareable client links - share a specific opportunity via URL

ImprovedStronger platform security and data protection

ImprovedFaster account recovery emails

v1.1.2March 18, 2026

AddedEquity tab - see property valuations, available equity, and HELOC/reverse mortgage products

AddedFinmo added as a third data import source alongside Filogix and Velocity

AddedSend personalized equity report emails directly to clients

ImprovedMore accurate Canadian HELOC and reverse mortgage calculations

ImprovedSmoother search experience with instant results

v1.1.1March 17, 2026

AddedMonthly renewal digest - automated email report of upcoming renewals on the 1st of each month

ImprovedIRD calculator now auto-derives posted rates from Bank of Canada historical data

ImprovedRedesigned template editor with floating save bar

FixedRefined savings estimates for variable-rate and blended mortgage types

v1.1.0March 16, 2026

AddedRenewals system - automatically classify, queue, and track upcoming mortgage renewals

AddedBank of Canada rate integration for accurate historical penalty calculations

AddedPromo codes on checkout

ImprovedCandidate detail modal redesigned with prominent savings display

v1.0.0March 15, 2026

AddedPenalty explainer - visual breakdown of how each bank calculates IRD vs 3-month interest

AddedSmart reply classification - automatically detect interested vs not-interested responses

AddedEmail preview before sending - see exactly what your client will receive

AddedWelcome email on signup with getting-started tips

AddedQueue management - auto-populate daily queue, add or remove clients manually

ImprovedPolished outreach email formatting

v0.9.3March 12, 2026

ImprovedCleaner page transitions and content loading across the app

ImprovedSmarter deduplication when importing from multiple sources

v0.9.2March 11, 2026

AddedReal-time import streaming - see candidates appear live as your data processes

AddedStripe billing with subscription management and cancellation flow

v0.9.1March 10, 2026

AddedReferral program - invite other brokers and earn rewards

AddedEmail connection - link your Gmail or Outlook to send outreach from your real address

AddedIRD Calculator - compare penalty costs across 30+ Canadian lenders instantly

v0.9.0March 9, 2026

AddedOutreach email templates with rich text editor and personalization

AddedAutomated daily outreach scheduler with capacity limits

FixedSmoother onboarding navigation between steps

AddedContacted page - track every client communication in one place

v0.8.0March 8, 2026

AddedOpportunities pipeline - see every refinance opportunity ranked by savings

AddedLive market rates from Canadian lenders updated automatically

AddedSavings engine - estimate client savings across all mortgage types

v0.7.0March 7, 2026

AddedCSV data import - upload Filogix or Velocity exports to get started in minutes

AddedAutomatic rate matching - each client paired with the best available lender rates

Want to see what's next?

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